Terms of Service

By creating an account or otherwise accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference.

If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms, and references to “you” include that organization. You must be at least 18 years old, or the age of legal majority in your jurisdiction, to use the Service.

• “Account” means the account you create to access and use the Service.
• “Content” means any text, images, media, data, or other material made available through the Service.
• “User Content” means Content that you submit, upload, or create through the Service.
• “Service” means the Portfolio platform and all related software, websites, and features we provide.

To use certain features of the Service you must register for an Account. You agree to provide accurate, current, and complete information and to keep it up to date.

You are responsible for safeguarding your login credentials and for all activity that occurs under your Account. You agree to notify us immediately at the contact address below of any unauthorized use of your Account or any other breach of security. We are not liable for any loss arising from your failure to protect your credentials.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for its intended purpose. You agree not to:

• Use the Service in violation of any applicable law or regulation.
• Upload or distribute content that is unlawful, infringing, defamatory, or harmful.
• Infringe the intellectual property, privacy, or other rights of any third party.
• Introduce malware or attempt to gain unauthorized access to the Service or its systems.
• Interfere with, disrupt, or place undue load on the Service or its infrastructure.
• Reverse engineer, decompile, or attempt to extract the source code of the Service, except where permitted by law.
• Scrape, harvest, or collect data from the Service without our prior written consent. or
• Impersonate any person or misrepresent your affiliation with any person or entity.

You retain all ownership rights in your User Content. You are solely responsible for your User Content and represent that you have all rights necessary to submit it and to grant the license below.

You grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, and display your User Content solely to the extent necessary to operate, provide, and improve the Service. We do not claim ownership of your User Content.

We may, but are not obligated to, review, remove, or disable access to User Content that we believe violates these Terms or applicable law.

The Service, including its software, design, text, graphics, and trademarks, is owned by us or our licensors and is protected by intellectual property laws. Except for the rights expressly granted to you in these Terms, we reserve all rights in and to the Service.

The Service may contain links to or integrations with third-party websites and services that we do not control. We are not responsible for the content, policies, or practices of any third party. Your use of third-party services is governed by their own terms and policies.

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and share information about you. By using the Service, you consent to the practices described in the Privacy Policy.

You may stop using the Service and close your Account at any time. We may suspend or terminate your access to the Service, with or without notice, if you violate these Terms, if required by law, or if we discontinue the Service.

Upon termination, your right to use the Service will cease immediately. We may delete your Account and User Content in accordance with our data retention practices. Sections of these Terms that by their nature should survive termination will continue to apply.

The Service is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free.

To the maximum extent permitted by applicable law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or in connection with your use of the Service.

To the maximum extent permitted by law, our total aggregate liability for any claims arising out of or relating to the Service or these Terms will not exceed the greater of the amount you paid us, if any, in the twelve months preceding the claim, or USD 100.

You agree to indemnify and hold harmless us and our affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service, your User Content, or your violation of these Terms.

We may modify the Service or these Terms from time to time. If we make material changes, we will provide reasonable notice, such as by posting the updated Terms with a new effective date. Your continued use of the Service after the changes take effect constitutes your acceptance of the revised Terms.

These Terms are governed by and construed in accordance with the laws of Nepal, without regard to its conflict of laws principles. You agree that the courts located in Nepal will have exclusive jurisdiction to resolve any dispute arising out of or relating to these Terms or the Service.

These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding the Service. If any provision is found to be unenforceable, the remaining provisions will remain in full effect. Our failure to enforce any right or provision is not a waiver of that right. You may not assign these Terms without our prior written consent; we may assign them in connection with a merger, acquisition, or sale of assets.

If you have any questions about these Terms, please contact Saiman Khatiwada at contact@saimankhatiwada.com.np.